Services at no cost to you:
- Projection of Federal and State income tax
- (by balancing taxes you may start or increase a 403(b), TSA program and not affect take-home pay)
- Annual Paycheck and Tax Reviews
- A yearly Educator's Tax Guide
- STRS or PERS retirement projections
- Planning for early retirement
- Ongoing professional services now and after retirement
Through our families of companies we offer the following state of the art TSA's/403(b) products:
- Tax Qualified Annuities (TSA's/403(b)) that pays current interest rate and have a minimum guarantee
- Single Premium Qualified Annuities, Non-Qualified Annuities, IRA's, and Roth IRA's
- Precise Income Protection Plan: immediate monthly income upon death of insured
- Level Term Protection: Level Term Plan
- $15, $20, $25 and $30 with the option to purchase our Premium Refund Rider
Other Services/ Products:
- Estate Planning
- Health, Dental and Vision Insurance
- Life Insurance Planning (Spouse/Family)
- Educational IRA's, SEP IRA's (Self-Employed)
- Roth IRA's
- Mutual Funds, Variable Annuities Qualified and Non-Qualified (Javier D. Perez Registered Rep.)
- Non-Qualified Annuities (Tax Deferred Accumulation)
- Medicare Supplement Plans
- Long Term Care Plans
- Disability Income Protection